uob personalized banking
uob personalized banking
Blog Article
UOB Lender features a number of individual banking solutions designed to meet up with the fiscal requirements of people. Beneath is an intensive overview to help you fully grasp The main element elements and choices.
Kinds of Accounts
Price savings Account: This account means that you can save cash whilst earning fascination.
Attributes: Quick access, desire earnings, minimum expenses.
Advantages: Safe and sound place for your money, probable development by way of desire.
Present Account: Ideal for each day transactions and managing expenditures.
Capabilities: Checkbook facility, overdraft protection.
Rewards: Easy for normal payments and withdrawals.
Fixed Deposit Account: For all those aiming to get paid greater curiosity premiums around a fixed period.
Attributes: Mounted expression deposits, increased curiosity charges when compared to savings accounts.
Advantages: Secure investment decision selection with predictable returns.
Loans
Private Loans: Unsecured loans that can be used for various purposes like instruction or dwelling renovation.
Styles:
Installment Financial loans
Credit rating Traces
Rewards: Flexible repayment terms, aggressive fascination prices.
House Financial loans: Customized remedies for getting home or refinancing existing home loans.
Forms:
Mounted Fee Residence Mortgage
Floating Amount Property Bank loan
Advantages: Distinctive options to match individual requires, eye-catching prices.
Bank cards
UOB gives a range of charge cards catering to different life and investing patterns:
Rewards Playing cards: Make factors on each invest in which can be redeemed for presents or vacation miles.
Cashback Cards: Get hard cash rebates on each day expending including groceries and eating out.
Vacation Cards: Specific benefits like air miles accumulation and journey coverage coverage.
Expenditure Services
For individuals keen on growing their wealth by way of investments:
Device Trusts * Diversified portfolio managed by professionals. * Ideal for very long-time period growth goals.
Structured Deposits * Combines the characteristics of common deposits with expense items. * Most likely bigger returns but with a few risk involved.
Insurance policy Merchandise
To safeguard on your own and All your family members versus unexpected gatherings:
Lifetime Coverage * Presents economical stability in the event of Demise or critical illness. * May function a discounts Resource depending upon the plan decided on.
Overall health Insurance policies * Covers healthcare expenses including hospitalization prices. * Essential for mitigating large website Health care expenditures.
Digital Banking Services
Benefit at your fingertips by digital platforms:
World-wide-web Banking
Helps you to take care of your finances on line:
Look at account balances and transaction background
Transfer resources among accounts or pay costs
Apply for new products and solutions (loans/bank cards)
Mobile Banking
Banking on-the-go by using mobile applications:
Fast harmony checks
Mobile payment possibilities (QR code payments)
Notifications & alerts about account activity
With these in depth offerings, UOB aims to offer personalized banking alternatives that cater particularly to specific requirements even though making sure ease and stability in all transactions.